monobank

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Bank information

Hotline phone
0 800 205 205
Official site
https://www.monobank.ua/
Email
info@monobank.ua
Social media & apps
ViberTelegramFacebookFacebookInstagramYouTubeXApp StoreGoogle Play
License
📄 NBU license No. 92 dated 20.01.1994
Legal name
JSC «Universal Bank»
Name in English
Universal Bank, Inc.
Head office
04080, Kyiv, St Olenivska, 23
MFO
322001
EDRPOU
21133352
SWIFT
UNJSUAUKXXX

Bank management

Starominska Iryna Oleksandrivna
Starominska Iryna Oleksandrivna Chairman of the Board

Chair of the Management Board of Universal Bank since 1 February 2017. During her career she has held the following positions: First Deputy Chair of the Management Board, Acting Chair of the Management Board, Chair of the Management Board, Deputy Chair of the Management Board of PJSC Tascombank, Member of the Management Board of PJSC Universal Bank.

Ostapets Oleh Volodymyrovych
Ostapets Oleh Volodymyrovych First Deputy Chair of the Board

In 2004 he graduated from Kyiv National University of Technologies and Design, majoring in organisation management. He has more than 18 years of successful experience working in banks, including over 16 years in managerial positions. From December 2016 he worked as a member of the Management Board of PAT «Universal Bank». In February 2017 he was appointed First Deputy Chairman of the Management Board of PAT «Universal Bank».

Luhova Olha Volodymyrivna
Luhova Olha Volodymyrivna
👤
Deputy Chair of the Board In 1999 she graduated from Kyiv State University of Trade and Economics with a degree in Management of Foreign Economic Activity.

She has many years of experience in senior positions in finance, including at PAT «Universal Bank». Her professional experience in finance totals more than 18 years, during which she held senior positions at the following banks: AT Alfa-Bank, Raiffeisenbank Ukraine. She joined the team of PAT «Universal Bank» in September 2009 as Deputy Director of the Department for Accounts Receivable Management. In February 2011 Olha Luhova was appointed Director of the Department for Accounts Receivable Management. From February 2017 Olha Luhova was appointed Deputy Chairperson of the Management Board of PAT «Universal Bank».

Zvizlo Andrii Yaroslavovych
Zvizlo Andrii Yaroslavovych
👤
Deputy Chair of the Board In 2003 he graduated from the Lviv Banking Institute of the National Bank of Ukraine, specialising in Banking. In 2006 he graduated from the Lviv State University of Internal Affairs, specialising in Law.

He has more than 22 years of experience in the banking sector, gained while holding managerial positions at VAT "Raiffeisen Bank Aval" and at PAT «Universal Bank». From May 2008 Andrii Zvizlo joined the team of PAT «Universal Bank» and headed the sales of deposit products. In February 2017 Andrii Zvizlo was appointed Director of the Department of Retail Products and Transaction Banking — a member of the Management Board. In April 2025 Andrii Zvizlo was appointed Deputy Chairman of the Management Board.

Miliushko Tetiana Volodymyrvna
Miliushko Tetiana Volodymyrvna Chief Accountant

In 1996 she graduated from Kyiv State Economic University, specialising in accounting and audit, programme – accounting and audit in banks. She has 31 year of experience in the banking sector, including 29 years in managerial positions at AKB "Ukraina", AKB "TAS-Komercbank", AT "Svedbank" (public), PAT "Perekhidny Bank "RVS Bank". In February 2017 Tetiana Miliushko joined the team of PAT «Universal Bank» as the Bank's Chief Accountant.

Source: bank website, bank press service

About bank

monobank — a product of JSC Universal Bank (Universal Bank, Inc.), created in partnership with Fintech Band. It has become a symbol of the digital transformation of Ukrainian banking. As of 2026 it is a financial ecosystem with over 10,5 million customers.

The bank actively develops retail lending, deposits and services for sole proprietors. The monobank team is convinced that the services they provide most effectively support citizens' purchasing power, which will contribute to the development of small and medium-sized businesses in Ukraine. Social initiatives and charitable collections via the app remain an important part of their activities.

The main shareholder JSC Universal Bank is represented by the Cypriot company Bailican Limited. The owner of the bank (through Bailican Limited) is Tihipko Serhii Leonidovych.

Charter capital JSC 'Universal Bank' as of 01.01.2026: 4 202,0 mln UAH.

JSC Universal Bank, which owns the monobank project, has been a member of the Deposit Guarantee Fund since 2 September 1999 (certificate No.024 dated 20.08.2025).

monobank main services:

  • a wide range of features in a convenient mobile app https://www.monobank.ua/get;
  • stylish black credit card with a limit up to 200 000 UAH;
  • cashback up to 20% of spending;
  • 24\/7 customer support 24\/7 in messengers.

Awards and prizes:

Based on the results of the annual Ukrainian award FinAwards 2026, monobank | Universal Bank leader in nominations:

  • «Best technological project in the banking sector»;
  • «Best bank for sole proprietor clients»;
  • «Card No 1 in wallet»;
  • «Best Head of Marketing».

Also the bank received silver FinAwards 2026 bank in 5 nominations:

  • «Best credit card»;
  • «Best premium card»;
  • «Narodnyi Bank».
  • "Best banking mobile app for individuals";
  • «Best banking mobile app for business».

In the "Banks of the Year – 2026" ranking monobank | Universal Bank received three awards:

  • «Oschadbank for Business»
  • «Rozdribnyi Bank»
  • «Oschadbank for Individuals»

At the PaySpace Magazine Awards 2026 a win in the "Best Digital Bank" category.

monobank operates only on mobile devices.

Data source: finance.ua

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