Over 32,000 UAH for a one-room flat in Pechersk and 36,000 UAH in Uzhhorod — where rent takes the biggest share of salaries

A one-room flat in Pechersk now costs 32 095 UAH per month. Take a salary of 37 500 UAH. After paying the landlord, only 5 405 UAH remain in your pocket. From that you still have electricity, water and heating to pay for, and we won’t even mention food yet. In Uzhhorod the situation is even harsher. The median rate for a one-room flat there in autumn 2026 reached 36 000 UAH, which is 118% of the city’s median salary, so someone on a typical income wouldn’t even have enough for a single month.

Here’s how the breakdown looks in the three districts with the highest prices:

LocationRent per monthAverage salary in the cityShare of salary spent on rentRemaining
Pechersk district, Kyiv32 095 UAH37 500 UAH86%5 405 UAH
City centre, Ivano-Frankivsk24 144 UAH30 000 UAH80%5 856 UAH
Halytskyi district, Lviv25 109 UAH33 000 UAH76%7 891 UAH

Interestingly, the centre of Frankivsk is cheaper than Lviv’s Halytskyi district — the difference is almost 1,000 hryvnia. However, wages in Lviv are higher, and after paying for the flat you have roughly 2,000 UAH more left in your pocket there. Cheaper rent doesn’t necessarily mean living will be easier.

How much does a one-room flat cost in different Ukrainian cities?

Among cities, Uzhhorod takes first place, followed by Lviv and Frankivsk. Surprisingly, Kyiv is only seventh in the snapshot for the third quarter of 2026. Lutsk, Vinnytsia and Ternopil rank above the capital. The median there is 1,000 hryvnia higher.

CityMedian rent per monthShare of local median salary
Uzhhorod36 000 UAH118%
Lviv24 800 UAH76%
Ivano-Frankivsk22 500 UAH76%
Lutsk18 000 UAH67%
Vinnytsia18 000 UAH65%
Ternopil18 000 UAH62%
Kyiv17 000 UAH45%

Why does rent take 45% of salary in Kyiv, but 86% in Pechersk?

It all depends on what you’re comparing. The 45% figure comes from taking the median price for a one-room flat across Kyiv and dividing it by the city’s median salary. The 86% uses only Pechersk and divides by the average Kyiv salary. The difference between those rates is 15 095 UAH per month, which, you must agree, is substantial. So when your search filter is set to “Pechersk”, don’t rely on the city-wide 17 000 UAH figure.

Which cities have rent under 10,000 UAH?

There are such cities, though the choices are limited. In the same quarter the median was 9 500 UAH in Kharkiv, 7 000 UAH in Zaporizhzhia, 6 000 UAH in Sumy and 4 350 UAH in Kherson. Kharkiv has more than doubled in price over the year (+111%). Even so, it’s far from capital-level prices. The difference with Kyiv is 7 500 UAH per month.

How much money should you prepare for moving?

This is where people most often make mistakes. They count only the monthly rent, but on the day the contract is signed the sum can end up twice, or even two and a half times, as large.

How much will you have to pay to get the keys?

Suppose you’ve found an option for 18 000 UAH. The owner wants the first month in advance plus the same amount as a security deposit. If a realtor showed the flat and you agreed a half-month commission, add 9 000 UAH.

What you pay forDirectly to the ownerVia a realtor under the example’s terms
First month’s rent18 000 UAH18 000 UAH
Security deposit18 000 UAH18 000 UAH
Realtor commission0 UAH9 000 UAH
Total before moving in36 000 UAH45 000 UAH

What to clarify about the security deposit?

Ask directly when the owner will return the money and under what circumstances they might keep part of it. Want the deposit to be counted as payment for the last month? Agree that before signing, and make sure the clause is in the contract, not only verbal.

How to understand which of two flats is actually cheaper?

The price in the ad itself says little. Before deciding, check three things.

  • Rent plus utilities. With an income of 30 000 UAH a flat costing 18 000 UAH eats up 60%. Add 2 500 UAH in utilities — and housing already accounts for about 68%, leaving 9 500 UAH for everything else.
  • Transport. An option for 16 500 UAH may seem better than one for 18 000 UAH. But if travel from the new address costs 1 000 UAH more per month, the saving shrinks to 500 UAH (assuming utilities are the same).
  • The winter bill. An autumn invoice says little about what you’ll pay in freezing weather. Ask for a January or February bill — that’s where you’ll see what to budget for the heating season.
Iryna Pavlova

Iryna Pavlova

Deputy Editor-in-Chief

Deputy Editor-in-Chief of Concord Fintech. She runs the news feed: choosing topics, fact-checking and preparing stories on the economy, business and government decisions that affect Ukrainians' money. She makes sure every story has a verified primary source.

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