5-7-9% loans: government to add 50 billion UAH for investment

50 billion UAH of additional credit resources

The government aims to create conditions to attract 50 billion UAH of additional credit resources for business. This amount is intended to strengthen the “Accessible Loans 5−7−9 percent” programme and promote the growth of investment lending.

The document explicitly states the ambition to increase the share of investment loans and to focus the programme on such projects. The idea is that this will also reduce pressure on the budget and ease access to finance for companies planning capital investments.

Indicator Value Comment
Additional resource 50 billion UAH For the “5−7−9” programme for investments
Programme name 5−7−9% Loans, leasing and factoring
Order No. 999-r, 30 September New plan of priority actions for 2026
Previous plan 30 March Expired
Deadlines for the Ministry of Economy by November, by October, by December Preparation of projects and acts
Legislative changes Resolution No. 28 dated 24 January 2020 Changes to the resolution are required
Coordination of plans 2 weeks Period for agreeing work plans

5−7−9% loans cover loans, leasing and factoring

The “Accessible Loans 5−7−9 percent” programme is not limited to loans. It also includes leasing and factoring, as the government plan explicitly states. The changes are to place emphasis specifically on investment products.

The Ministry of Economy, together with the National Development Institution and banks, must prepare a draft order by November. The document should provide for additional funding for the programme and a mechanism to cover arrears, as well as a package of amendments to resolution No. 28 of 24 January 2020.

financial planners working with documents of the 5-7-9% programme and charts
financial planners working with documents of the 5-7-9% programme and charts

By October: preparation of lending for war-affected businesses

By October the Ministry of Economy, together with the National Development Institution, must prepare a draft Cabinet of Ministers act on lending to businesses affected by the war. This concerns partial state compensation of interest on loans.

Loans will be available for rebuilding or restoring destroyed and damaged facilities of fuel and warehouse logistics infrastructure. The programme will also cover the purchase, creation, reconstruction, modernisation and restoration of fixed assets of enterprises in the processing industry.

By December: recapitalisation of the Export Credit Agency and partnership with KUKЕ

The plan includes a separate section on the Export Credit Agency. It is to be recapitalised and a regulatory framework prepared for a strategic partner to enter its capital. An expansion of the agency’s product line is also envisaged.

New services cited include insurance of loans, investments and political risks for priority reconstruction sectors. By December a memorandum or agreement with KUKЕ Poland on capital entry and/or strategic partnership is planned.

reconstruction of an industrial facility as a symbol of investment loans
reconstruction of an industrial facility as a symbol of investment loans

Two weeks for coordination and sources of funding

The heads of ministries and central executive authorities must align their work plans with the new document within two weeks. This task applies to all agencies that will implement measures within the scope of state budget expenditures.

Implementation of the plan is expected to be funded from the state budget, international technical assistance and other sources not prohibited by law. This underlines a comprehensive approach to financing changes to the programme and related initiatives.

Radyslav Haievych

Radyslav Haievych

Editor of the News section (Finance)

Editor of the 'News' section, specializing in financial markets, macroeconomics and companies. He has an economics degree from Dnipro and experience working with local market materials. Writes quickly and accurately, and verifies data through official registers, financial reports, expert comments, and primary sources before publication.

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